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Case 01

Against a Bank of Scotland loan of 62,000 pounds, the bank wanted a total of 127,000 pounds after 4 1 / 2 years to cancel the mortgage. The mortgage rate during this period is about 5% so the interest should add up to about 15,200 pounds and not 65,000 pounds. This meant the homeowner selling the family car and over 6,000 pounds of personal posessions and leaves the family with a mortgage of nearly 80,000 pounds. This family estimates to have lost 15% of the total working lifetime's income in just 4 1 / 2 years and was taken by a national bank, a trusted institution. The family can never recover from this, the loss is too severe.

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"CHAPS"

Within this website there may be early references to ‘Charity to Prevent Suffering, ‘CHAPS’ please be advised that Mr. Ian Taylor- Forrest was removed...

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